With his knowledge of investment theory, your financial planner can assess your current portfolio and help you choose an investment strategy that is appropriate to your situation, your constraints and your goals. Then he can coordinate the implementation of the strategy and track its development.

Investment objectives are generally defined in terms of risk tolerance and return expectations. In fact, it would be more accurate to talk about loss tolerance than risk tolerance. How much money can you lose before you start to panic?

The constraints may involve your investment horizon (what is the time line for your investments?), your need for cash or your need for income.