Retirement will span the last third of your life. That’s a lot of years, and you have to plan for them. Have you started thinking about how you want to spend those years? Do you have an idea of when you can retire to give yourself a comfortable retirement? What sources of retirement income will you have?

Your fnancial planner is well-acquainted with the structure of Canada’s retirement system, which provides minimal benefits for retirees. It leaves employers and especially individuals the bulk of the responsibility for saving enough to enjoy a comfortable retirement, offering only tax incentives to encourage retirement savings.

This is a big responsibility to face alone, which is why a financial planner can make all the difference.