Personal financial planning is a process of
optimizing your financial situation and your assets. Financial
planning integrates knowledge from the areas of estates,
finance, insurance and risk management, investment, legal
aspects, retirement and taxation.
The role of a financial planner is to guide you
through the financial planning exercise by helping you choose a
strategic action plan that is wholly adapted to your needs and that
takes your constraints and personal goals into account. Your
planner will devise realistic strategies and suggest coherent
measures to enable you to attain the goals you have set for
yourself. With your input, your planner will set out valuable
guidelines that allow you to keep track of your financial progress
and make the right decisions at the right time.
Robust management of your personal finances is the
key to gaining financial autonomy, achieving your goals and making
your dreams a reality.
Finding a Financial
Planner
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Ask people you know – friends, relatives,
colleagues
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Ask at your financial institution
Questions to ask your financial planner
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What is your educational background?
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Do you have a special field of expertise?
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How do you get paid?
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What services will you provide for me?
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How often will you review my file?
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Can I see a sample of the kind of action plan you
might draw up for me?
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What is my role in carrying out my action
plan?
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Will I have to sign a professional service
contract?